The Best College Grants for Minorities Available in 2020

Minority populations are often underrepresented in institutions of higher learning. As a result, there are many groups and individuals providing opportunities for these students. 

Scholarships and grants are forms of “free money” that are provided to students without the expectation that the money is paid back. Grants may be offered through individuals, private organizations, colleges and universities, community and nonprofit organizations, and federal and state governments.

Grants can help minority students pay for college. They can also encourage students to pursue fields where there may not be a lot of minority representation.

Grants may be either need- or merit-based. A need-based grant is related to a financial barrier that may be preventing a student from achieving higher education. Merit-based grants are offered for academic achievement or another achievement of some kind.

There are numerous opportunities for various minority populations to receive specialized grants for college.

Grants for Native American Students

American Indians and Alaska Natives, or Native Americans, only make up 1% of the undergraduate population in the United States, and only 10% of Native Americans earn a bachelor’s degree. Due to the low representation, there are a lot of measures in place to help these students achieve higher education goals. 

Many institutions offer grants and scholarship opportunities that give free money to help these students pay for college, as financial constraints are often a barrier for higher education. The first step is to fill out a Free Application for Federal Student Aid (FAFSA) to determine if you qualify for federal grants and financial assistance.

Grants may be offered through state organizations, specific tribes, schools, community organizations, or private institutions. Check with your state government and your chosen school to find potential grants you may qualify for. You should also contact your specific tribe.

Schools provide funding to draw students in, and individual colleges and universities often have programs set up to entice minority populations that may be underrepresented at their school. There are many tribal colleges that may offer benefits to Native American students, as well.

The Bureau of Indian Education (BIE) provides a list of scholarship and grant opportunities for Native American students.

• American Indian College Fund Full Circle Scholarship: This is open to American Indian and Alaska Native undergraduate and graduate students attending a tribal college or university, or any nonprofit and accredited school. Funding varies.
  
  To apply, you will need to supply a digital photo, proof of tribal affiliation, and your transcripts by the deadline.
  
• American Indian Education Fund (AIEF) Scholarship: This scholarship program is dedicated to helping Native American students get into college and graduate. These scholarships seek out resilient, hard-working, and dedicated students, looking past just test scores and grades.
  
  Full-time graduate and undergraduate students may receive up to $2,000 per school year toward tuition and books by applying here.
  
• Indian Health Service (IHS) Scholarship Program: This program is designed for American Indian and Alaska Native health professional students who agree to a two-year service commitment within an Indian health community.
  
  You can apply online for this federal program.
  
• Tyonek Native Corporation Grants and Scholarships: This program offers Native American full- or part-time students attending a two- or four-year school the opportunity for general semester scholarships or grants. Grants include IT Tools for Schools, Book Refund, and Tools for Jobs.
  
  There are also vocational grants to pay for technical training or vocational school. Applications are due within 30 days of the program start date.
  
• American Indian Graduate Center (AIGC): This organization provides information on scholarship and grant opportunities for Native American students.

• AIAN (American Indian and Alaska Native): This resource also lists grant programs open to Native American students.

To be eligible for most grants and scholarships geared toward Native American students, you must usually provide documentation proving that you are at least a quarter Native American. You will also need to apply for and provide a Certificate of Degree of Indian Blood (CDIB) through the Bureau of Indian Affairs (BIA)  to qualify for financial aid programs.

Grants for African American Students

Various grants are focused on African American students.

• UNCF (United Negro College Fund): This organization provides opportunities for African American minority students. It is the largest private provider of scholarships to minority populations in the United States.
  
  UNCF provides opportunities to students who may not have them otherwise. They also support 37 HBCUs (historically black colleges and universities).

• Fund II UNCF STEM Scholars Program: This program provides 500 African American high school students with scholarships, mentoring, and internships to support them in STEM-related careers.
  
  Applicants will need to be high school seniors, African American U.S. citizens (or legal permanent or national residents), and enrolled in an accredited college or university as a first-year student in the fall. They need to have at least a 3.0 grade-point average (GPA), have taken a science- and math-heavy course load, and intend to pursue a career in a STEM field.

Prospective students will need to fill out all of the application details, provide necessary documents, supply a letter of recommendation, and complete an application essay.

• National Association for the Advancement of Colored People (NAACP): NAACP offers two scholarship opportunities for eligible African American minority students.
  
  To be eligible, you will need to be a member of the NAACP, demonstrate financial need, and be a U.S. citizen accepted to an accredited college or university. 
  
  The Agnes Jones Jackson Scholarship offers up to $2,000 for undergraduate or graduate students and requires some academic merit. 

The Hubertus W.V. Willems Scholarship for Male Students is for African American males majoring in engineering, chemistry, mathematical sciences, or physics, and it offers up to $3,000.

Grants for Hispanic Students

The number of Hispanic students attending college is rising, and this may partly be due to the number of options open to this minority population. 

• Hispanic Scholarship Fund (HSF): This group provides high school students, undergraduate students, community college students, and graduate students of Hispanic heritage between $500 and $5,000 based on eligibility criteria. The program has an emphasis on STEM majors.

• Gates Millennium Scholars Program (GMSP): This program provides funding for African American, American Indian and Alaska Native, Hispanic American, and Asian Pacific Islander students to enroll and complete an undergraduate degree. The program is highly competitive and designed to serve populations in need and students who may not be able to reach college on their own.

• HACU Scholarship Program: The Hispanic Association of Colleges and Universities (HACU) is a collection of Hispanic-serving colleges and universities. The program offers scholarships to students with financial need who have already completed at least one semester of college at an HACU-member college or university.

When Grants Aren’t Enough

The first step in applying for grants and financial aid is to fill out your FAFSA and see what you might qualify for in the form of federal student aid.

Regardless of your ethnic background or minority status, if you have extreme financial need, you may qualify for a Federal Pell Grant. This grant may pay as much as $6,195 toward your college expenses for the 2019-20 school year. 

The FAFSA will also determine if you are eligible for federal student loans. Often, grants and free money options are not going to be enough to pay for all your college expenses; you may need to take out a student loan to make up the difference. 

The federal government offers loans through the U.S. Department of Education. They can provide some of the lowest fixed interest rates and the most flexible repayment terms.  

Once you have exhausted grants, scholarships, and federal student loans, private student loans are also an option.