Spring 2020 was a semester like no other. COVID-19 transformed college life, causing more than 14 million students to transition to online learning abruptly.
Now, as the pandemic lingers across America, universities face another daunting decision. With the fall semester quickly approaching, should they reopen their campuses for in-person learning or keep their classes online?
Many schools are still deliberating, considering a range of virtual and on-campus options. Meanwhile, institutions that have made decisions have reached very different conclusions.
While schools such as Baylor and Purdue have announced plans to open their campuses, the California State University system will stay online in the fall. Some schools, such as Harvard, have suggested a hybrid approach for fall 2020. For students, uncertainty and inconsistency only raise anxieties.
We created this guide to share the latest updates on specific schools’ plans for the fall, as well as helpful information for all college students. Below, you can use our tool to check where your school stands based on the latest data from the Chronicle of Higher Education.
Below that, we’ve provided a ton of related information, including how schools are making their decisions. We also have advice for students considering taking time off, as well as important tips about how COVID-19 might affect your college expenses and financial aid.
To stay informed about your school’s decisions and plan for your own fall semester, check out all the information below.
As the list above clearly shows, America’s colleges and universities are approaching the fall 2020 semester in very different ways. In making these difficult determinations, which information and priorities are they taking into account?
While key factors differ somewhat from school to school, virtually every institution is being forced to consider three variables: How could the virus affect the school community, how well classes happen online, and how the school can afford to move forward.
As the leaders of universities across the country decide whether to reopen campuses for the fall, their decisions will be driven by several data points related to the disease. How rampant have infections been in their respective states? How available is testing? Are treatment methods showing enough promise that affected students recover?
These factors are continually evolving and reflect on local conditions: From state to state, the impacts of COVID-19 differ dramatically. Moreover, opening up campus means welcoming back students from all over the country. For schools with many students from highly affected areas, the issue might be the risk of infection that these students bring with them.
In the mad scramble to take spring classes online, most colleges were happy just to continue their courses. But after multiple weeks of virtual instruction, institutions are gauging the success of their online classes – or the lack thereof.
Using feedback from professors and students and data pertaining to academic performance, schools are currently assessing how much online teaching adversely affects the learning experience. If they can make substantial improvements for fall, such as upgrading technology or adapting teaching methods, they may be more inclined to stay online.
On the other hand, many schools are also assessing how on-campus classes could be adapted to prevent the coronavirus from spreading. Can classrooms be reconfigured to keep individuals further apart? Can staggered scheduling prevent throngs of students from sharing narrow hallways? If these plans seem feasible, administrators may feel much more comfortable with a return to campus.
Clearly, universities’ primary duty is to keep their students and staff safe. But these institutions are also painfully aware of the financial implications of staying online or returning to campus. The majority of schools have seen revenues plummet: From canceled sporting events to refunded housing and dining fees, several traditional sources of income have already vanished.
While deep-pocketed schools can weather this storm relatively well, the same cannot be said for many smaller institutions and underfunded public universities. Accordingly, many administrators must weigh the potential risk to students while also anticipating dire financial consequences if they cannot reopen their campuses.
While universities face difficult decisions for the coming fall, students are wrestling with their own challenging choices. If their schools do decide to conduct fall classes online, should they study remotely or take time off until they can return to campus?
Recent research shows significant uncertainty among new and returning students about what to do if their schools remain online. Even some students who have already made deposits are considering backing out and waiting until they can attend classes in person.
If you’re in this position yourself or worry that you’ll soon face such a decision, it can be helpful to weigh the pros and cons. While each student must choose in light of their own goals and circumstances, here are some reasons that each path might work for you.
Across the country, students have scrambled to assess how their educational costs will be affected by the coronavirus. While many details remain in flux and schools are proceeding differently, there are some general facts that current students should consider.
Below, we’ve rounded up the latest information on COVID-19’s impacts on college expenses and financial assistance. These subjects may apply to you currently or influence your decision about returning to school. Accordingly, consider each topic carefully, and don’t hesitate to contact your school or lender for additional information.
The Coronavirus Aid, Relief, and Economic Security (CARES) Act, the massive federal spending bill designed to blunt the impacts of COVID-19, included several benefits specifically intended for colleges and their students.
One key provision guaranteed that students who had already received financial aid for the Spring 2020 semester would be able to keep what they had been awarded – even if their classes were disrupted or moved online. If you received federal loans or grants before the COVID-19 crisis, you don’t need to worry about giving anything back.
Most current college students won’t start repaying their federal loans until after they leave school. But if you’re a graduate student or paying off loans from a previous college experience, it could be helpful to know that you don’t need to make payments on your federal loans right now.
The CARES Act paused the requirement to make payments from March 13 through Sept. 30, 2020, with no interest accruing during this period. Of course, if you wish to keep paying down your balance, just contact your servicer to let them know you’ll be making voluntary payments during this period.
If you’re considering taking out new federal loans for the coming school year, your timing couldn’t be better. Interest rates on new federal undergraduate loans are at record lows: just 2.75% for loans issued between July 1, 2020, and June 30, 2021.
Just months ago, interest rates on these loans were nearly 2 percentage points higher. While that might not sound like much at first, that difference can translate to hundreds of dollars in savings over the life of a student loan. The macroeconomic reasons for this low rate are complicated, but the takeaway isn’t: Students in need of financial assistance can borrow on excellent terms right now.
Before the arrival of COVID-19, hundreds of thousands of students were employed in federal work-study positions on their respective campuses. If you were one of them, your school determined whether you would continue to get paid through the end of the semester based on loose guidance from the U.S. Department of Education.
Although the federal government partially funds these jobs, many schools can’t afford to chip in to keep these positions paid. Even if you were paid for the spring semester’s work-study, there’s no guarantee that this will continue for the fall if your campus remains closed. To find out more, contact your school’s financial aid office.
The CARES Act included another benefit for college students: emergency aid grants to offset costs resulting from COVID-19. The act set aside more than $6 billion for colleges to disburse to current students experiencing short-term economic challenges due to the pandemic.
To be clear, this money is intended to help students with expenses resulting from disruptions to their education, not a general financial hardship. If, for example, you need help securing new housing because your dorm was closed, your college could assist you with an emergency grant. If your parent has been furloughed due to the pandemic, however, your new financial challenge would need to be assessed through the typical financial aid process.
Universities determine how to disburse these emergency funds, so reach out to your school’s financial aid office to find out if you’re eligible. In some cases, schools identified eligible students proactively; others require students to apply.
At many schools, refunding costs associated with living on campus is a controversial subject. While universities have lost millions in housing, dining, and other campus fees, students often feel these refunds are insufficient. Some of these disagreements have already produced lawsuits and petitions, and many schools have not yet decided how to move forward.
As a student, your only option is to stay on top of new developments and express your point of view at every opportunity. As colleges set policy, your input can be quite powerful. If you do advocate for more money back, remember that your fees contribute to the salaries of workers at the school, including custodians and food service staff, whom COVID-19 has also affected.
No matter where your school stands for the fall of 2020, we hope this guide has been helpful. In uncertain times for students and educators, it can be empowering to stay informed. We’ll update this page with the latest information from schools across the country, allowing you to decide what’s best for your own education.
College Finance can support you in other ways as well, with expert advice on all aspects of affording your education. Our articles and guides simplify financial aid and college expenses, allowing you to fund your studies with confidence. And once you finish school, we’ll help you pay back your student loans as quickly – and cheaply – and possible.
No matter how your college experience happens, we’re here to help you make the most of it. Whether you’re on campus or studying at home, we’ll be in your corner.